Remember these headlines? Banks offered large number of incentives to gain your business. But that was when mortgage rates were 7% or so. But now, with rates just over 4.5%, the profit margins are simply not there anymore for the banks.
Our clients often ask for advice on what they should do to their property before going to market.
Did you know that 50 years ago in 1965, the average age for first marriage was 21 for females? Fast forward to 2016 and the average age for first marriage is now 30 for men and 28.6 for women.
So often I watch people’s eyes glaze over with the mention of life coaching, business coaching or personal coaching because I recognise people either wonder what it’s all about or how can coaching of any kind help them.
In light of the spammy review I was left with on my Facebook Page - someone who was selling cheap loans, and I'm not sure which part of the world he or indeed hales from, I thought it timely to go over what you need to look for in a Mortgage Adviser (or Broker).
Well, it’s been another hard week of conversations with our owners and potential owners. The Christchurch market has definitely changed and it is certainly a tenants market. OWNERS- it is time to rethink
A brief explanation of the types of life cover available. Note that not all are for everyone. Getting the right mix for your family and circumstances is very important.
It is not uncommon that a better mortgage more suited to your circumstances can be negotiated on your behalf with a lender you may not have dealt with before. The challenge then is to leave your ‘comfort zone’ of your previous lender.
To kick the year off well, here is a great way to get your finances in order. This is the 3 B’s, being your Budget, Borrowings and Backstop!
I am about to do The James Pony Express! It's a 65km mountain bike race, the organisers sent us a email about Hydration. It is a pretty interesting read so I am sharing it on Elite6 for all the fitness junkies.
