Reluctant to Change Lenders? It’s all up to you.

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Reluctant to Change Lenders? It’s all up to you.

Maria Thackwell - Maria Thackwell Mortgage-CompanyIt is not uncommon that a better mortgage more suited to your circumstances can be negotiated on your behalf with a lender you may not have dealt with before. The challenge then is to leave your ‘comfort zone’ of your previous lender.

Banks play an interesting game of having you buy as many products off them as possible. These might include a mortgage, credit cards, Kiwisaver, home and contents insurance, life insurance and a personal loan to name a few. This makes customers think that it’s simply too hard to change.

Think again! Firstly you may only have to change your mortgage and house insurance to start with. You can leave your credit card and other services, progressively changing over time should you wish to, or leave them there.

My service looks at your entire circumstances at the time you wish to either take out a new mortgage or re-evaluate your payments and/or loan value. And should the result be that you are better off with a different lender, I can also take any pain out of changing. But it’s entirely your decision. And remember that it’s free to ask for my advice.

By | 2016-11-22T15:49:47+00:00 Tuesday, 2 February 2016|Tips & Advice|0 Comments

About the Author:

Maria Thackwell
Maria Thackwell The Mortgage Manager Who Understands Your Situation After 26 years in banking and four years as one of NZ’s top performing mobile mortgage managers, Maria Thackwell started Maria Thackwell Mortgage Company in 2012 to help people build bright futures. Her goal in becoming a mortgage broker was to use her expertise in finance to help her clients get the very best lending deals and make mortgages fun. Like many Cantabrians, Maria lost her home in the earthquakes. It made her realise that life is short and that the time had come to follow her true passion; giving people the best possible mortgage advice so they can build bright and positive futures. She also understands what it’s like to have her world turned upside down and wants to help families rebuild their lives. Maria is here to simplify all your lending, whether it’s refinancing, getting a construction loan, a first home loan or investment finance. One appointment with us is like meeting with lots of financial institutions. We listen carefully to your requirements then match you with the very best lender for your needs. And while we’re 100% Canterbury owned and proud of it, we can help you no matter where you live in New Zealand and overseas. It’s so easy to get started.

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