Richard Sewak – Lifestyle Solutions

My passion to help others is the most powerful driver of my will to succeed. What I love about what I do is the fact that I get to wake up every day and make a difference in people’s lives. I educate and give our clients the knowledge to make informed decisions about their future and I help facilitate those positions and put them into reality for them. I have also found that our clients don’t have the time to get all their risk affairs in order so what I also do is help clients find the right professionals and experts to get it sorted.

I am committed to providing our clients the best quality advice and excellent service. I believe that success and excellence is not a destination but a journey hence I am continually learning and so I can keep improving my service and continue add more value to our clients.

Originally from the beautiful Island of Fiji I came to Christchurch in 1996 and after 20 years consider myself a true Cantabrian. I commenced my career in the financial services industry as a ‘tied’ Health Insurance Adviser in 2001 and for the first few years I spent on the road travelling all over New Zealand from Keri Keri and Pahia right down to Lumsden and Te Anau helping client with their needs. In 2010 my wife and I set up Lifestyle Solutions offering the full suite of risk insurance solutions with a vision to help our client achieve their goals whatever they may be while making sure they have the right insurance cover in place to provide the financial resources to genuinely cope when the unforeseen does happen and times can be very uncertain for you and those around you.

We specialise in the provision of life risk management services to our clients. Our services include:

1. Life Risk planning.
   We review your current financial, lifestyle and family circumstances, determine the key risks you are facing and work with you to determine appropriate risk management strategies for these risks.
2. Insurance Planning
   Where the financial and lifestyle effects of a risk event occuring  require the use of insurance, we work with you to develop a cost effective insurance solution to suit the circumstances. Because we are not aligned to any particular insurance company and have no business quotas to fulfil, we are able to recommend an insurance solution from a wide range of alternatives. This helps to ensure that any product we recommend is best suited to your particular need.
3. Insurance Reviews
   If you already have an insurance programme in place, we can offer a fee-based service to assess your existing programme in the context of your situation and needs.

Lifestyle Solutions is a specialist risk management financial advisory company run by Richard Sewak. We design and implement life risk management solutions for our clients and in this regard we like to think we are a little different.

Risk management approach

We take a risk management approach to the design of our client solutions. We see our role as

1. helping you to determine the key life risks facing you and your family
2. evaluating the potential effect of those risk events on your finances and lifestyle
3. Determining how the financial/lifestyle effects of these risk events will be managed and
4. Where insurance is deemed an appropriate risk management tool, evaluating products and structures to maximise benefit in a cost effective insurance package without compromising quality.